{"id":201,"date":"2018-01-31T16:42:36","date_gmt":"2018-01-31T09:42:36","guid":{"rendered":"http:\/\/baohiemtoiyeu.com\/?p=201"},"modified":"2018-01-31T16:42:36","modified_gmt":"2018-01-31T09:42:36","slug":"bao-hiem-nhan-tho-lua-dao","status":"publish","type":"post","link":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=201","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u1eeba \u0111\u1ea3o"},"content":{"rendered":"<div id=\"toc_container\" class=\"toc_wrap_right toc_light_blue no_bullets\"><p class=\"toc_title\">N\u1ed9i dung ch&iacute;nh<\/p><ul class=\"toc_list\"><li><a href=\"#Lua_dao_tai_sao_lai_duoc_nha_nuoc_cho_phep\"><span class=\"toc_number toc_depth_1\">1<\/span> L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p?<\/a><\/li><li><a href=\"#Lua_dao_tai_sao_lai_duoc_dua_tin_tren_Tivi_truyen_hinh\"><span class=\"toc_number toc_depth_1\">2<\/span> L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c \u0111\u01b0a tin tr\u00ean Tivi, truy\u1ec1n h\u00ecnh?<\/a><\/li><li><a href=\"#Lua_dao_tai_sao_lai_duoc_cac_quoc_gia_co_dan_tri_cao_tham_gia\"><span class=\"toc_number toc_depth_1\">3<\/span> L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c c\u00e1c qu\u1ed1c gia c\u00f3 d\u00e2n tr\u00ed cao tham gia?<\/a><\/li><li><a href=\"#Lua_dao_thi_tai_sao_lai_khong_cho_toi_tham_gia\"><span class=\"toc_number toc_depth_1\">4<\/span> L\u1eeba \u0111\u1ea3o th\u00ec t\u1ea1i sao l\u1ea1i kh\u00f4ng cho t\u00f4i tham gia?<\/a><\/li><li><a href=\"#Tai_sao_bao_hiem_nhan_tho_tot_nhung_lai_bi_coi_la_lua_dao\"><span class=\"toc_number toc_depth_1\">5<\/span> T\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ed1t, nh\u01b0ng l\u1ea1i b\u1ecb coi l\u00e0 l\u1eeba \u0111\u1ea3o?<\/a><ul><li><a href=\"#Ly_do_so_1_Nguoi_dai_ly_tu_van_thieu_kinh_nghiem_va_kien_thuc\"><span class=\"toc_number toc_depth_2\">5.1<\/span> L\u00fd do s\u1ed1 1: Ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n thi\u1ebfu kinh nghi\u1ec7m v\u00e0 ki\u1ebfn th\u1ee9c<\/a><\/li><li><a href=\"#Ly_do_so_2_Nguoi_dai_ly_tu_vanlua_dao\"><span class=\"toc_number toc_depth_2\">5.2<\/span> L\u00fd do s\u1ed1 2: Ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n\u00a0l\u1eeba \u0111\u1ea3o<\/a><\/li><li><a href=\"#Ly_do_so_3_Nguoi_mua_bao_hiem_thieu_trach_nhiem_voi_ban_than_minh\"><span class=\"toc_number toc_depth_2\">5.3<\/span> L\u00fd do s\u1ed1 3: Ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m thi\u1ebfu tr\u00e1ch nhi\u1ec7m v\u1edbi b\u1ea3n th\u00e2n m\u00ecnh<\/a><\/li><\/ul><\/li><\/ul><\/div>\n<p>T\u00f4i hi\u1ec3u nh\u1eefng b\u0103n kho\u0103n c\u1ee7a b\u1ea1n khi\u00a0<em>b\u1ea1n ngh\u0129<\/em>\u00a0ho\u1eb7c b\u1ea1n\u00a0<em>nghe n\u00f3i<\/em>\u00a0t\u1edbi\u00a0<strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o<\/strong>. B\u1ea1n\u00a0kh\u00f4ng c\u00f3 \u0111\u1ee7 th\u1eddi gian v\u00e0 th\u00f4ng tin \u0111\u1ec3 ki\u1ebfm ch\u1ee9ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o hay l\u00e0 kh\u00f4ng, c\u0169ng 1 ph\u1ea7n b\u1edfi \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 vi\u1ec7c b\u1ea1n quan t\u00e2m.<\/p>\n<p>T\u1ea1m g\u00e1c l\u1ea1i nh\u1eefng g\u00ec b\u1ea1n \u0111\u00e3 nghe, \u0111\u00e3 ngh\u0129 \u0111\u1ec3 c\u00f9ng t\u00f4i t\u00ecm c\u00e2u\u00a0tr\u1ea3 l\u1eddi\u00a0cho c\u00e2u h\u1ecfi:\u00a0<strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 l\u1eeba \u0111\u1ea3o hay kh\u00f4ng<\/strong>\u00a0nh\u00e9!<\/p>\n<p>Tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u, t\u00f4i ph\u1ea3i c\u1ea3m \u01a1n Nh\u00e0 n\u01b0\u1edbc v\u00e0 Ch\u00ednh ph\u1ee7 \u0111\u00e3 cho ch\u00fang ta s\u1ed1ng trong 1 m\u00f4i tr\u01b0\u1eddng h\u00f2a b\u00ecnh, \u0111\u01b0\u1ee3c t\u1ef1 do h\u1ecdc t\u1eadp v\u00e0 l\u00e0m vi\u1ec7c. T\u00f4i th\u1ea7m c\u1ea3m \u01a1n v\u00ec Vi\u1ec7t Nam kh\u00f4ng c\u00f3 kh\u1ee7ng b\u1ed1, kh\u00f4ng c\u00f3 b\u1ea1o lo\u1ea1n, \u0111\u1ea3o ch\u00ednh\u2026 V\u00ec v\u1eady, t\u00f4i tin Nh\u00e0 n\u01b0\u1edbc lu\u00f4n \u0111\u00fang!<\/p>\n<h2><span id=\"Lua_dao_tai_sao_lai_duoc_nha_nuoc_cho_phep\"><span id=\"Lua_dao_tai_sao_lai_duoc_nha_nuoc_cho_phep\">L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p?<\/span><\/span><\/h2>\n<p>Nh\u1eefng ng\u00e0y g\u1ea7n \u0111\u00e2y, b\u1ea1n th\u1ea5y\u00a0kh\u1eafp c\u00e1c t\u1ec9nh th\u1ef1c hi\u1ec7n \u201c\u0111\u00f2i l\u1ea1i v\u1ec9a h\u00e8\u201d cho ng\u01b0\u1eddi \u0111i b\u1ed9: X\u1eed l\u00fd nh\u1eefng c\u00f4ng tr\u00ecnh l\u1ea5n chi\u1ebfm \u0111\u1ea5t nh\u00e0 n\u01b0\u1edbc. T\u1ea1i sao nh\u00e0 n\u01b0\u1edbc l\u1ea1i x\u1eed l\u00fd? V\u00ec\u00a0<strong>nh\u00e0 n\u01b0\u1edbc kh\u00f4ng cho ph\u00e9p<\/strong>\u00a0nh\u1eefng vi\u1ec7c \u0111\u00f3 di\u1ec5n ra,\u00a0s\u1edbm hay mu\u1ed9n th\u00ec c\u0169ng b\u1ecb x\u1eed l\u00fd m\u00e0 th\u00f4i.<\/p>\n<p>Quay l\u1ea1i v\u1edbi B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, t\u00ednh t\u1edbi 2017 th\u00ec B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00e3 c\u00f3 m\u1eb7t t\u1ea1i Vi\u1ec7t Nam \u0111\u01b0\u1ee3c 24 n\u0103m (t\u00ednh t\u1eeb n\u0103m \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng \u2013 1994), t\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o m\u00e0 v\u1eabn\u00a0<strong>ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng trong su\u1ed1t 24 n\u0103m qua<\/strong>? (C\u00f2n tr\u00ean th\u1ebf gi\u1edbi th\u00ec b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00e3 c\u00f3 g\u1ea7n\u00a0400 n\u0103m tu\u1ed5i).<\/p>\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng\u00a0ph\u00e1 s\u1ea3n, th\u1eadm ch\u00ed ch\u1eb3ng \u0111\u1ed5i t\u00ean, ch\u1eb3ng thay \u0111\u1ed5i tr\u1ee5 s\u1edf l\u00e0m vi\u1ec7c, c\u00f2n li\u00ean t\u1ee5c m\u1edf ra c\u00e1c chi nh\u00e1nh m\u1edbi. T\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u1eeba \u0111\u1ea3o m\u00e0 c\u00e1c c\u00f4ng ty l\u1ea1i\u00a0<strong>kh\u00f4ng ch\u1ea1y tr\u1ed1n<\/strong>?<\/p>\n<p>C\u00f3 nh\u1eefng h\u00ecnh th\u1ee9c kinh doanh tr\u00e1 h\u00ecnh, m\u1edbi manh nha \u0111\u01b0\u1ee3c 1 ch\u00fat l\u00e0 b\u1ecb b\u00e1o \u0111\u00e0i \u0111\u01b0a tin v\u00e0 ngay l\u1eadp t\u1ee9c b\u1ecb c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng v\u00e0o cu\u1ed9c x\u1eed l\u00fd. T\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o m\u00e0 bao l\u00e2u nay\u00a0<strong>kh\u00f4ng c\u00f3 c\u01a1 quan ch\u1ee9c n\u0103ng n\u00e0o x\u1eed l\u00fd, b\u1eaft giam<\/strong>?<\/p>\n<blockquote><p>C\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ngh\u0129: \u00d4i d\u00e0o, bi\u1ebft \u0111\u00e2u nh\u00e0 n\u01b0\u1edbc ch\u01b0a th\u00e8m x\u1eed l\u00fd t\u1edbi th\u00f4i. L\u00fac m\u00e0 \u0111\u1ed9ng \u0111\u1ebfn th\u00ec b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u1ebft c\u1eeda! V\u1eady t\u00f4i m\u1eddi b\u1ea1n \u0111\u1ecdc ti\u1ebfp<\/p><\/blockquote>\n<p>B\u1ea1n bi\u1ebft B\u1ea3o Vi\u1ec7t l\u00e0 c\u00f4ng ty kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00fang kh\u00f4ng? V\u1eady b\u1ea1n c\u00f3 bi\u1ebft B\u1ea3o Vi\u1ec7t l\u00e0 c\u00f4ng ty c\u1ee7a Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng?<\/p>\n<p>T\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u1eeba \u0111\u1ea3o m\u00e0\u00a0<strong>Nh\u00e0 n\u01b0\u1edbc l\u1ea1i kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong>?<\/p>\n<p>Trong x\u00e3 h\u1ed9i th\u00f4ng tin ng\u00e0y nay, b\u1ea5t k\u1ef3 th\u1ee9 g\u00ec\u00a0<strong>c\u00f3 \u00edch<\/strong>\u00a0ho\u1eb7c\u00a0<strong>c\u00f3 h\u1ea1i<\/strong>\u00a0\u0111\u1ec1u \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan truy\u1ec1n th\u00f4ng, b\u00e1o \u0111\u00e0i \u0111\u01b0a tin. N\u1ebfu b\u00e1o \u0111\u00e0i th\u00f4ng tin sai s\u1ef1 th\u1eadt s\u1ebd b\u1ecb x\u1eed l\u00fd,\u00a0th\u1eadm ch\u00ed ph\u1ea3i \u0111\u00f3ng c\u1eeda. B\u1ea1n \u0111\u1ed3ng \u00fd v\u1edbi t\u00f4i \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng? V\u1eady h\u00e3y c\u00f9ng t\u00f4i t\u00ecm hi\u1ec3u v\u1ec1 \u0110\u00e0i truy\u1ec1n h\u00ecnh nh\u00e9!<\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"Lua_dao_tai_sao_lai_duoc_dua_tin_tren_Tivi_truyen_hinh\"><span id=\"Lua_dao_tai_sao_lai_duoc_dua_tin_tren_Tivi_truyen_hinh\">L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c \u0111\u01b0a tin tr\u00ean Tivi, truy\u1ec1n h\u00ecnh?<\/span><\/span><\/h2>\n<p>B\u1ea1n h\u00e3y th\u1eed l\u00ean Youtube g\u00f5 t\u1eeb kh\u00f3a \u201cB\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd VTV\u201d, b\u1ea1n s\u1ebd th\u1ea5y k\u1ebft qu\u1ea3 l\u00e0 c\u00e1c ph\u00f3ng s\u1ef1 v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd do VTV th\u1ef1c hi\u1ec7n. V\u00e0 \u0111i\u1ec1u \u0111\u1eb7c bi\u1ec7t l\u00e0: Ch\u1eb3ng c\u00f3 clip n\u00e0o n\u00f3i \u201cB\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o c\u1ea3\u201d.<\/p>\n<p>VTV l\u00e0 c\u01a1 quan truy\u1ec1n th\u00f4ng ch\u00ednh th\u1ed1ng c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, nh\u1eefng th\u00f4ng tin sai l\u1ec7ch s\u1ebd l\u00e0m gi\u1ea3m uy t\u00edn c\u1ee7a VTV. V\u1eady t\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o m\u00e0\u00a0<strong>VTV l\u1ea1i khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh c\u1ee7a m\u00ecnh<\/strong>?<\/p>\n<p>C\u00f2n nh\u1edb nh\u1eefng n\u0103m tr\u01b0\u1edbc Prudential qu\u1ea3ng c\u00e1o li\u00ean t\u1ee5c tr\u00ean Tivi, th\u00fa th\u1ef1c l\u00fac h\u1ecd qu\u1ea3ng c\u00e1o, t\u00f4i xem m\u00e0 ch\u1ea3 hi\u1ec3u Prudential l\u00e0m c\u00e1i g\u00ec. Nh\u01b0ng v\u1eabn th\u1ea5y h\u1ecd qu\u1ea3ng c\u00e1o su\u1ed1t ng\u00e0y, v\u1ec1 sau n\u00e0y t\u00f4i m\u1edbi hi\u1ec3u sau khi t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n<p>V\u1eady: t\u1ea1i sao n\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o m\u00e0\u00a0<strong>Truy\u1ec1n h\u00ecnh l\u1ea1i cho ph\u00e9p qu\u1ea3ng c\u00e1o tr\u00ean Tivi nh\u01b0 th\u1ebf<\/strong>?<\/p>\n<div><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/_4EefR0M28k\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p>C\u00f3 l\u1ebd b\u1ea1n s\u1ebd th\u1eafc m\u1eafc t\u1ea1i sao VTV l\u1ea1i n\u00f3i v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u00fang kh\u00f4ng? L\u00fd do: B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd gi\u00fap \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh cho c\u00e1c gia \u0111\u00ecnh trong d\u00e0i h\u1ea1n, gi\u1ea3m \u00e1p l\u1ef1c cho Ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, th\u1eadm ch\u00ed b\u1ea1n tham gia B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u0169ng l\u00e0 b\u1ea1n \u0111ang cho nh\u00e0 n\u01b0\u1edbc vay ti\u1ec1n.<\/p>\n<p>Do \u0111\u00f3 VTV \u0111\u01b0a tin v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi tham gia l\u00e0 \u0111i\u1ec1u \u0111\u01b0\u01a1ng nhi\u00ean:\u00a0<em>V\u1eeba t\u1ed1t cho m\u1ed7i gia \u0111\u00ecnh<\/em>, l\u1ea1i\u00a0<em>gi\u00fap nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u00eam ti\u1ec1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng, ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i<\/em>.<\/p>\n<blockquote><p>B\u1ea1n\u00a0c\u00f3 ngh\u0129 \u201c\u00d4i d\u00e0o, nh\u00e0 n\u01b0\u1edbc m\u00ecnh\u00a0c\u00f3 gi\u1ecfi nh\u01b0 n\u01b0\u1edbc ngo\u00e0i \u0111\u00e2u\u201d. V\u1eady h\u00e3y c\u00f9ng t\u00f4i bay ra kh\u1ecfi Vi\u1ec7t Nam nh\u00e9!<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<h2><span id=\"Lua_dao_tai_sao_lai_duoc_cac_quoc_gia_co_dan_tri_cao_tham_gia\"><span id=\"Lua_dao_tai_sao_lai_duoc_cac_quoc_gia_co_dan_tri_cao_tham_gia\">L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c c\u00e1c qu\u1ed1c gia c\u00f3 d\u00e2n tr\u00ed cao tham gia?<\/span><\/span><\/h2>\n<p>C\u00f3 th\u1ec3 k\u1ec3 t\u00ean ra 3 qu\u1ed1c gia c\u00f3 t\u1ec9 l\u1ec7 tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cao nh\u1ea5t: M\u1ef9 (tr\u00ean 90%), Nh\u1eadt B\u1ea3n (tr\u00ean 90%), Singapore (100%). C\u00e0ng ng\u00e0y con ng\u01b0\u1eddi c\u00e0ng s\u1ed1ng th\u1ecd h\u01a1n tr\u01b0\u1edbc, do \u0111\u00f3 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o Qu\u1ef9 h\u01b0u tr\u00ed khi gi\u00e0 \u0111i.<\/p>\n<p>B\u1ea1n c\u00f3 th\u1ea5y nh\u1eefng ng\u01b0\u1eddi cao tu\u1ed5i \u1edf n\u01b0\u1edbc ngo\u00e0i kh\u00e1c g\u00ec so v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i t\u1ea1i Vi\u1ec7t Nam kh\u00f4ng?<\/p>\n<p>Khi v\u1ec1 h\u01b0u, h\u1ecd \u0111i du l\u1ecbch \u0111\u00f3 \u0111\u00e2y. C\u00f2n \u1edf Vi\u1ec7t Nam, nh\u1eefng c\u1ee5 gi\u00e0 70 tu\u1ed5i v\u1eabn ph\u1ea3i m\u01b0u sinh ki\u1ebfm s\u1ed1ng, nh\u1eefng c\u1ee5 may m\u1eafn h\u01a1n th\u00ec c\u00f3 l\u01b0\u01a1ng h\u01b0u n\u00ean an nh\u00e0n h\u01a1n, nh\u01b0ng\u00a0L\u01b0\u01a1ng h\u01b0u c\u00f3 gi\u00fap c\u00e1c c\u1ee5\u00a0<strong>\u0111\u01b0\u1ee3c du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i<\/strong>\u00a0kh\u00f4ng? C\u00f3 l\u1ebd l\u00e0 kh\u00f4ng \u0111\u1ee7. S\u1ed1 ti\u1ec1n ch\u00fang ta c\u1ea7n c\u00f3 khi v\u1ec1 gi\u00e0 lu\u00f4n cao h\u01a1n s\u1ed1 ti\u1ec1n ch\u00fang ta ki\u1ebfm \u0111\u01b0\u1ee3c.<\/p>\n<p>\u1ede n\u01b0\u1edbc ngo\u00e0i, m\u1ed9t \u0111\u1ee9a tr\u1ebb v\u1eeba sinh ra \u0111\u00e3 ngay l\u1eadp t\u1ee9c c\u00f3 H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, v\u1edbi s\u1ed1 ti\u1ec1n \u00edt \u1ecfi ti\u1ebft ki\u1ec7m m\u1ed7i th\u00e1ng l\u00e0 cha m\u1eb9 \u0111\u00e3 c\u00f3 1 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n cho con c\u1ee7a m\u00ecnh.<\/p>\n<p>V\u1eady b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o th\u00ec t\u1ea1i sao\u00a0<strong>nh\u1eefng ng\u01b0\u1eddi \u1edf n\u01b0\u1edbc ngo\u00e0i c\u00f3 nh\u1eadn th\u1ee9c cao h\u01a1n ch\u00fang ta l\u1ea1i tham gia g\u1ea7n nh\u01b0 tuy\u1ec7t \u0111\u1ed1i<\/strong>? C\u00f3 ph\u1ea3i l\u00e0\u00a0<strong>do h\u1ecd ngu, ngu c\u00f3 t\u1ed5 ch\u1ee9c, hay l\u00e0 do ch\u00fang ta ch\u01b0a hi\u1ec3u<\/strong>?<\/p>\n<p>B\u1ea1n s\u1ebd ngh\u0129 \u201cT\u00f4i c\u00f3 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i r\u1ed3i, ch\u1eb3ng c\u1ea7n t\u1edbi B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd\u201d. C\u00f3 th\u1ec3 b\u1ea1n n\u00f3i \u0111\u00fang, \u0111\u00f3 l\u00e0 \u0111i\u1ec1u kh\u00f4ng c\u1ea7n thi\u1ebft v\u1edbi b\u1ea1n. Nh\u01b0ng n\u1ebfu l\u00e0 t\u00f4i, t\u00f4i s\u1ebd l\u1ef1a ch\u1ecdn c\u1ea3 2, t\u00f4i mu\u1ed1n \u0111\u01b0\u1ee3c\u00a0<strong>\u0111i du l\u1ecbch khi v\u1ec1 gi\u00e0<\/strong>. \u0110\u1ec3 c\u00f3 th\u1ec3 gi\u00e0 \u0111\u01b0\u1ee3c, t\u00f4i c\u1ea7n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u0111\u1ec3 s\u1eb5n s\u00e0ng tr\u1ea3 s\u1ed1 ti\u1ec1n l\u1edbn \u0111\u1ec3\u00a0ch\u1eefa b\u1ec7nh cho t\u00f4i nh\u1eefng l\u00fac \u1ed1m \u0111au.<\/p>\n<p>Nh\u01b0ng b\u1ea1n \u1ea1, \u1edf \u0111\u1eddi\u00a0<strong>c\u00f3 ti\u1ec1n c\u00f3 th\u1ec3 mua \u0111\u01b0\u1ee3c nhi\u1ec1u th\u1ee9, nh\u01b0ng ch\u01b0a ch\u1eafc c\u00f3 ti\u1ec1n \u0111\u00e3 mua \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong>. B\u1ea1n ng\u1ea1c nhi\u00ean? \u0110\u1ecdc ti\u1ebfp nh\u00e9!<br \/>\n<img loading=\"lazy\" class=\"aligncenter size-full wp-image-203\" src=\"http:\/\/baohiemtoiyeu.com\/wp-content\/uploads\/2018\/01\/tu-choi-bao-hiem-nhan-tho.jpg\" alt=\"\" width=\"849\" height=\"565\" srcset=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/tu-choi-bao-hiem-nhan-tho.jpg 849w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/tu-choi-bao-hiem-nhan-tho-300x200.jpg 300w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/tu-choi-bao-hiem-nhan-tho-768x511.jpg 768w\" sizes=\"(max-width: 849px) 100vw, 849px\" \/><\/p>\n<h2><span id=\"Lua_dao_thi_tai_sao_lai_khong_cho_toi_tham_gia\"><span id=\"Lua_dao_thi_tai_sao_lai_khong_cho_toi_tham_gia\">L\u1eeba \u0111\u1ea3o th\u00ec t\u1ea1i sao l\u1ea1i kh\u00f4ng cho t\u00f4i tham gia?<\/span><\/span><\/h2>\n<p>H\u00e0ng ng\u00e0y, c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi ng\u1eadm ng\u00f9i mang ti\u1ec1n v\u1ec1 v\u00ec\u00a0b\u1ecb b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eeb ch\u1ed1i tham gia. K\u1ec3 c\u1ea3 mu\u1ed1n n\u1ed9p h\u00e0ng tr\u0103m tri\u1ec7u, h\u00e0ng t\u1ef7 \u0111\u1ed3ng c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c tham gia. \u0110\u00f3 l\u00e0 nh\u1eefng ai?<\/p>\n<p>Nh\u1eefng ng\u01b0\u1eddi tu\u1ed5i cao (tr\u00ean 65 tu\u1ed5i), nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe \u0111\u1ec1u b\u1ecb t\u1eeb ch\u1ed1i tham gia. N\u1ebfu b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd b\u00e1n cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi th\u00ec th\u1eed h\u1ecfi \u201cNg\u01b0\u1eddi ph\u1ee5 n\u1eef\u00a0\u0111ang b\u1ecb ung th\u01b0 \u0111e d\u1ecda t\u00ednh m\u1ea1ng, ng\u01b0\u1eddi m\u1eb9\u00a0\u0111ang h\u1ea5p h\u1ed1i, ng\u01b0\u1eddi \u0111\u00e0n \u00f4ng \u0111ang thoi th\u00f3p th\u1edf v\u00ec v\u1eeba b\u1ecb tai n\u1ea1n\u2026\u201d c\u00f3 tham gia kh\u00f4ng? Ch\u1eafc ch\u1eafn l\u00e0 c\u00f3!<\/p>\n<p>B\u1edfi khi \u0111\u00f3 b\u1ea5t k\u1ec3 ai c\u0169ng \u0111\u1ec1u c\u1ea7n 1 s\u1ed1 ti\u1ec1n l\u1edbn, \u0111\u1ec3 ch\u1ea1y ch\u1eefa, lo h\u1eadu s\u1ef1, v\u00e0 \u0111\u1ec3 l\u1ea1i cho gia \u0111\u00ecnh kho\u1ea3n ti\u1ec1n t\u01b0\u01a1ng \u1ee9ng v\u1edbi 5-10 n\u0103m thu nh\u1eadp n\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 c\u00f2n s\u1ed1ng. Nh\u01b0ng nh\u1eefng\u00a0<strong>l\u00fac c\u1ea7n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd nh\u1ea5t th\u00ec s\u1ebd kh\u00f4ng th\u1ec3 tham gia b\u1eb1ng m\u1ecdi gi\u00e1<\/strong>!<\/p>\n<p>Ch\u00fang ta ch\u1ec9 c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn khi c\u00f2n \u0111ang kh\u1ecfe m\u1ea1nh, v\u00e0 kh\u00f4ng c\u1ea7n t\u1edbi b\u1ea3o hi\u1ec3m. C\u00f3 th\u1ec3 l\u00e0 h\u00f4m nay, c\u0169ng c\u00f3 th\u1ec3 l\u00e0 ng\u00e0y mai, b\u1ea1n kh\u00f4ng c\u00f2n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u1eefa.<\/p>\n<p>V\u1eady b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o t\u1ea1i sao\u00a0<strong>kh\u00f4ng thu ti\u1ec1n c\u1ee7a t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, ng\u01b0\u1eddi ta mang ti\u1ec1n t\u1edbi l\u1ea1i t\u1eeb ch\u1ed1i \u0111u\u1ed5i v\u1ec1<\/strong>?<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n mua b\u1ea3o hi\u1ec3m cho\u00a01 chi\u1ebfc\u00a0xe m\u00e1y v\u1eeba mua, v\u00e0 1 chi\u1ebfc\u00a0xe m\u00e1y \u0111\u00e3 c\u0169 k\u1ef9, h\u1ecfng h\u00f3c. Th\u00ec chi\u1ebfc xe \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m? Chi\u1ebfc xe n\u00e0o b\u1ecb t\u1eeb ch\u1ed1i?<\/p>\n<p>Do v\u1eady, t\u00f4i c\u1ea7n b\u1ea1n hi\u1ec3u r\u1eb1ng: \u201cNh\u1eefng g\u00ec \u0111\u00e3 h\u1ecfng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u201d, kh\u00f4ng ch\u1ec9 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd m\u00e0 b\u1ea5t k\u1ef3 l\u0129nh v\u1ef1c n\u00e0o trong cu\u1ed9c s\u1ed1ng \u0111\u1ec1u v\u1eady!<\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u1ecdc t\u1edbi \u0111\u00e2y, t\u00f4i ngh\u0129 b\u1ea1n s\u1ebd r\u1ea5t hoang mang \u201c<strong>T\u1ea1i sao nh\u00e0 n\u01b0\u1edbc khuy\u1ebfn kh\u00edch v\u00e0 cho ph\u00e9p, h\u01a1n n\u1eefa c\u00f2n \u0111\u01b0\u1ee3c c\u00e1c qu\u1ed1c gia ph\u00e1t tri\u1ec3n tr\u00ean th\u1ebf gi\u1edbi tin d\u00f9ng m\u00e0 b\u00e0 h\u00e0ng x\u00f3m l\u1ea1i n\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o?<\/strong>\u201c.<\/p>\n<blockquote><p>Kh\u00f4ng c\u00f3 l\u1eeda th\u00ec l\u00e0m sao c\u00f3 kh\u00f3i. Do \u0111\u00f3 t\u00f4i s\u1ebd cho b\u1ea1n hi\u1ec3u t\u1ea1i sao ng\u01b0\u1eddi Vi\u1ec7t l\u1ea1i\u00a0n\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o nh\u00e9.<\/p><\/blockquote>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-204\" src=\"http:\/\/baohiemtoiyeu.com\/wp-content\/uploads\/2018\/01\/con-sau-lam-rau-noi-canh.jpg\" alt=\"\" width=\"550\" height=\"427\" srcset=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/con-sau-lam-rau-noi-canh.jpg 550w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/con-sau-lam-rau-noi-canh-300x233.jpg 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><\/p>\n<h2><span id=\"Tai_sao_bao_hiem_nhan_tho_tot_nhung_lai_bi_coi_la_lua_dao\"><span id=\"Tai_sao_bao_hiem_nhan_tho_tot_nhung_lai_bi_coi_la_lua_dao\">T\u1ea1i sao b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ed1t, nh\u01b0ng l\u1ea1i b\u1ecb coi l\u00e0 l\u1eeba \u0111\u1ea3o?<\/span><\/span><\/h2>\n<p>C\u00f3 nh\u1eefng ngh\u1ec1 cao qu\u00fd nh\u01b0 B\u00e1c s\u0129, Gi\u00e1o vi\u00ean \u0111\u01b0\u1ee3c sinh ra \u0111\u1ec3 gi\u00fap \u0111\u1eddi, gi\u00fap ng\u01b0\u1eddi. Nh\u01b0ng trong \u0111\u00f3 v\u1eabn t\u1ed3n t\u1ea1i nh\u1eefng c\u00f4 gi\u00e1o d\u1ed1c ng\u01b0\u1ee3c \u0111\u1ea7u tr\u1ebb nh\u1ecf, nh\u1eefng b\u00e1c s\u0129 ti\u00eam \u0111au n\u1ebfu kh\u00f4ng c\u00f3 phong b\u00ec \u0111\u01b0a tr\u01b0\u1edbc\u2026<\/p>\n<p>Ch\u1ec9 l\u00e0 1 s\u1ed1 \u00edt, con s\u00e2u l\u00e0m r\u1ea7u\u00a0n\u1ed3i canh m\u00e0 th\u00f4i. Ch\u00fang ta v\u1eabn c\u00f3 ni\u1ec1m tin v\u00e0o nh\u1eefng v\u1ecb b\u00e1c s\u0129 t\u1ed1t, c\u00e1c c\u00f4 gi\u00e1o, th\u1ea7y gi\u00e1o h\u1ebft l\u00f2ng v\u00ec h\u1ecdc sinh c\u1ee7a m\u00ecnh. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u0169ng v\u1eady!<\/p>\n<h3><span id=\"Ly_do_so_1_Nguoi_dai_ly_tu_van_thieu_kinh_nghiem_va_kien_thuc\"><span id=\"Ly_do_so_1_Nguoi_dai_ly_tu_van_thieu_kinh_nghiem_va_kien_thuc\">L\u00fd do s\u1ed1 1: Ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n thi\u1ebfu kinh nghi\u1ec7m v\u00e0 ki\u1ebfn th\u1ee9c<\/span><\/span><\/h3>\n<p>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb (lo\u1ea1i tr\u1eeb ngh\u0129a l\u00e0 s\u1ebd kh\u00f4ng b\u1ea3o hi\u1ec3m v\u00e0 kh\u00f4ng chi tr\u1ea3), nh\u01b0ng ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n kh\u00f4ng n\u00f3i cho kh\u00e1ch h\u00e0ng bi\u1ebft. \u0110\u1ebfn khi kh\u00e1ch h\u00e0ng ch\u1eb3ng may g\u1eb7p ph\u1ea3i t\u00ecnh hu\u1ed1ng b\u1ecb lo\u1ea1i tr\u1eeb, h\u1ecd \u0111\u00f2i quy\u1ec1n l\u1ee3i l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3. H\u1ecd n\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 l\u1eeba \u0111\u1ea3o.<\/p>\n<p>L\u1ea1i c\u00f3 tr\u01b0\u1eddng h\u1ee3p, ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd bao che cho kh\u00e1ch h\u00e0ng: Kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe \u0111\u1ec3 tham gia, nh\u01b0ng khi \u0111i\u1ec1n m\u1eabu \u0111\u01a1n YCBH th\u00ec l\u1ea1i n\u00f3i \u0111ang kh\u1ecfe m\u1ea1nh. H\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c c\u1ea5p, th\u1eddi gian sau kh\u00e1ch h\u00e0ng b\u1ecb t\u1eed vong do ch\u00ednh c\u0103n b\u1ec7nh \u201cbao che\u201d. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y b\u1ecb quy t\u1ed9i \u201cL\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m\u201d, th\u00ec t\u1ea5t nhi\u00ean b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd kh\u00f4ng chi tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y.<\/p>\n<p>&nbsp;<\/p>\n<p>Ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd c\u1ea7n \u0111\u1ecdc thu\u1ed9c c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng, trong Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m \u0111\u1ec3\u00a0<strong>t\u01b0 v\u1ea5n \u0111\u1ee7 v\u00e0 \u0111\u00fang<\/strong>\u00a0cho ng\u01b0\u1eddi tham gia. Tham gia hay kh\u00f4ng l\u00e0 quy\u1ec1n c\u1ee7a h\u1ecd.<\/p>\n<p>&nbsp;<\/p>\n<h3><span id=\"Ly_do_so_2_Nguoi_dai_ly_tu_vanlua_dao\"><span id=\"Ly_do_so_2_Nguoi_dai_ly_tu_vanlua_dao\">L\u00fd do s\u1ed1 2: Ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n\u00a0l\u1eeba \u0111\u1ea3o<\/span><\/span><\/h3>\n<p>C\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p, ng\u01b0\u1eddi t\u01b0 v\u1ea5n \u0111\u00f3ng gi\u1ea3 l\u00e0 nh\u00e2n vi\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m, r\u1ed3i thu ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng, sau \u0111\u00f3 l\u1ea1i kh\u00f4ng mang v\u1ec1 c\u00f4ng ty. Kh\u00e1ch h\u00e0ng ch\u1edd m\u00e3i kh\u00f4ng th\u1ea5y h\u1ee3p \u0111\u1ed3ng, g\u1ecdi \u0111i\u1ec7n kh\u00f4ng li\u00ean l\u1ea1c \u0111\u01b0\u1ee3c\u2026<\/p>\n<p>Do \u0111\u00f3, n\u1ebfu kh\u00f4ng c\u00f3 phi\u1ebfu thu h\u1ee3p ph\u00e1p c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m, th\u00ec b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c b\u00e0n giao ti\u1ec1n.<\/p>\n<p>&nbsp;<\/p>\n<h3><span id=\"Ly_do_so_3_Nguoi_mua_bao_hiem_thieu_trach_nhiem_voi_ban_than_minh\"><span id=\"Ly_do_so_3_Nguoi_mua_bao_hiem_thieu_trach_nhiem_voi_ban_than_minh\">L\u00fd do s\u1ed1 3: Ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m thi\u1ebfu tr\u00e1ch nhi\u1ec7m v\u1edbi b\u1ea3n th\u00e2n m\u00ecnh<\/span><\/span><\/h3>\n<p>Ch\u00fang ta b\u1ecf ti\u1ec1n ra \u0111\u1ec3 tham gia, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng ph\u1ea3i b\u1ecf ra nhi\u1ec1u ti\u1ec1n \u0111\u1ec3 c\u00f3 c\u00e1i g\u1ecdi l\u00e0 \u201cH\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u201d. Nh\u01b0ng c\u00f3 m\u1ea5y ng\u01b0\u1eddi ch\u1ecbu b\u1ecf ra 2 ti\u1ebfng \u0111\u1ec3 \u0111\u1ecdc c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng?<\/p>\n<p>Trong h\u1ee3p \u0111\u1ed3ng lu\u00f4n ghi r\u00f5 c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i, c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3\u2026 t\u1ea5t c\u1ea3 \u0111\u1ec1u \u0111\u01b0\u1ee3c vi\u1ebft r\u1ea5t chi ti\u1ebft.<\/p>\n<p>N\u1ebfu \u0111\u1ecdc m\u00e0 th\u1ea5y c\u00f3 v\u1ea5n \u0111\u1ec1 kh\u00f4ng hi\u1ec3u th\u00ec ph\u1ea3i h\u1ecfi ngay ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n cho m\u00ecnh, ho\u1eb7c g\u1ecdi v\u00e0o Hotline \u0111\u1ec3 h\u1ecfi. N\u1ebfu th\u1ea5y kh\u00f4ng th\u1ecfa m\u00e3n, th\u00ec c\u00f3 th\u1ec3 ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng trong\u00a021 ng\u00e0y xem x\u00e9t\u00a0v\u00e0 thu ti\u1ec1n v\u1ec1.<\/p>\n<p>\u0110\u1eb1ng n\u00e0y, ch\u1ea3 ch\u1ecbu \u0111\u1ecdc, qua m\u1ea5t th\u1eddi gian d\u00f9ng th\u1eed th\u00ec l\u00e0m g\u00ec c\u00f2n \u0111\u01b0\u1ee3c thay \u0111\u1ed5i n\u1eefa?<\/p>\n<p>Ti\u00ean tr\u00e1ch k\u1ef7, h\u1eadu tr\u00e1ch b\u1ea3n th\u00e2n l\u00e0 v\u00ec v\u1eady. B\u1ea3o hi\u1ec3m kh\u00f4ng l\u1eeba ch\u00fang ta, th\u00ec ch\u00fang ta c\u0169ng \u0111\u1eebng c\u1ed1 l\u1eeba b\u1ea3o hi\u1ec3m.<\/p>\n<p>\u0110\u1ebfn \u0111\u00e2y, t\u00f4i mu\u1ed1n c\u00e1c b\u1ea1n nh\u1edb r\u1eb1ng: B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng l\u1eeba ch\u00fang ta,\u00a0B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd gi\u00fap b\u1ea3o v\u1ec7 ngu\u1ed3n thu nh\u1eadp trong tr\u01b0\u1eddng h\u1ee3p r\u1ee7i ro x\u1ea3y ra, n\u1ebfu s\u1ed1ng kh\u1ecfe t\u1edbi gi\u00e0 th\u00ec b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u00ednh l\u00e0 qu\u1ef9 h\u01b0u tr\u00ed\u2026 \u0110i\u1ec1u b\u1ea1n c\u1ea7n l\u00e0m \u0111\u00f3 l\u00e0: T\u00ecm hi\u1ec3u cho th\u1eadt k\u1ef9 quy\u1ec1n l\u1ee3i v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh v\u1edbi b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/p>\n<p>Nh\u1eefng ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m nh\u01b0 t\u00f4i ch\u1ec9 \u0111\u00f3ng vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi chia s\u1ebb, t\u01b0 v\u1ea5n \u0111\u1ec3 b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh cho t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh.\u00a0B\u1ea1n kh\u00f4ng ph\u1ea3i \u201cmua\u201d b\u1ea3o hi\u1ec3m, m\u00e0 l\u00e0 b\u1ea1n tham gia. B\u1ea1n tham gia khi b\u1ea1n hi\u1ec3u v\u00e0 b\u1ea1n th\u1ea5y b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 t\u1ed1t cho b\u1ea1n.<\/p>\n<p>&nbsp;<\/p>\n<p>H\u00e3y g\u1ecdi t\u00f4i n\u1ebfu b\u1ea1n c\u1ea7n\u00a0m\u1ed9t ng\u01b0\u1eddi chia s\u1ebb cho b\u1ea1n v\u1ec1\u00a0b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u1ed9i dung ch&iacute;nh1 L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p?2 L\u1eeba \u0111\u1ea3o t\u1ea1i sao l\u1ea1i \u0111\u01b0\u1ee3c \u0111\u01b0a &hellip; <a class=\"link-more\" href=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=201\" class=\"more-link\">\u0110\u1ecdc th\u00eam &raquo;<span class=\"screen-reader-text\"> &#8220;B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u1eeba \u0111\u1ea3o&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[40],"tags":[],"_links":{"self":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/201"}],"collection":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=201"}],"version-history":[{"count":1,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":205,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/201\/revisions\/205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/media\/202"}],"wp:attachment":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}