{"id":226,"date":"2018-01-31T16:55:13","date_gmt":"2018-01-31T09:55:13","guid":{"rendered":"http:\/\/baohiemtoiyeu.com\/?p=226"},"modified":"2018-01-31T17:08:07","modified_gmt":"2018-01-31T10:08:07","slug":"tim-hieu-ve-bao-hiem-nhan-tho-3-dieu-don-gian-nhung-nguoi-biet","status":"publish","type":"post","link":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=226","title":{"rendered":"T\u00ecm hi\u1ec3u v\u1ec1 B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd \u2013 3 \u0111i\u1ec1u \u0111\u01a1n gi\u1ea3n nh\u01b0ng \u00edt ng\u01b0\u1eddi bi\u1ebft"},"content":{"rendered":"<div id=\"toc_container\" class=\"toc_wrap_right toc_light_blue no_bullets\"><p class=\"toc_title\">N\u1ed9i dung ch&iacute;nh<\/p><ul class=\"toc_list\"><li><a href=\"#Vay_bao_hiem_nhan_tho_la_gi\"><span class=\"toc_number toc_depth_1\">1<\/span> V\u1eady, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?<\/a><\/li><li><a href=\"#Nen_mua_bao_hiem_nhan_tho_cua_cong_ty_nao\"><span class=\"toc_number toc_depth_1\">2<\/span> N\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4ng ty n\u00e0o?<\/a><\/li><li><a href=\"#Nhung_luu_y_khi_tham_gia_bao_hiem_nhan_tho\"><span class=\"toc_number toc_depth_1\">3<\/span> Nh\u1eefng l\u01b0u \u00fd khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><\/ul><\/div>\n<p><em>C\u00e1i t\u00ean b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng c\u00f2n qu\u00e1 xa l\u1ea1 v\u1edbi m\u1ecdi ng\u01b0\u1eddi \u2013 l\u00e0 c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh h\u1eefu hi\u1ec7u nh\u1ea5t \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro, nh\u01b0ng \u0111a s\u1ed1 ch\u00fang ta \u0111ang c\u00f3 c\u00e1i nh\u00ecn phi\u1ebfn di\u1ec7n v\u00e0 sai l\u1ec7ch v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec? Kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u \u0111\u00fang.<\/em><br \/>\n<em>V\u00ec v\u1eady m\u1ed9t s\u1ed1 th\u00f4ng tin chia s\u1ebb d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd m\u1ed9t c\u00e1ch to\u00e0n di\u1ec7n v\u00e0 ch\u00e2n th\u1ef1c nh\u1ea5t.\u00a0<\/em><\/p>\n<h2><span id=\"Vay_bao_hiem_nhan_tho_la_gi\">V\u1eady, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?<\/span><\/h2>\n<p>Vi\u1ec7c tr\u01b0\u1edbc ti\u00ean khi\u00a0<em>t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/em>\u00a0th\u00ec ch\u00fang ta c\u1ea7n hi\u1ec3u r\u00f5 kh\u00e1i ni\u1ec7m\u00a0<strong>b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec<\/strong>? N\u1ebfu b\u1ea1n \u0111\u00e3 t\u1eebng nghe r\u1ea5t nhi\u1ec1u l\u1eddi gi\u1ea3i th\u00edch v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd nh\u01b0ng b\u1ea1n v\u1eabn c\u00f2n \u0111ang m\u01a1 h\u1ed3 ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u00f3 th\u1ef1c s\u1ef1 l\u00e0 c\u00e1i g\u00ec th\u00ec b\u1ea1n c\u00f3 th\u1ec3 hi\u1ec3u \u0111\u01a1n gi\u1ea3n nh\u01b0 sau:<\/p>\n<ul>\n<li><em>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t lo\u1ea1i h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft gi\u1eefa m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m (b\u00ean mua b\u1ea3o hi\u1ec3m).<\/em><\/li>\n<li><em>Sau khi k\u1ebft h\u1ee3p \u0111\u1ed3ng n\u00e0y, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 nh\u1eefng kho\u1ea3n b\u1ed3i th\u01b0\u1eddng n\u1ebfu ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m g\u1eb7p ph\u1ea3i nh\u1eefng bi\u1ebfn c\u1ed1, tai n\u1ea1n \u0111\u00e1ng ti\u1ebfc trong cu\u1ed9c s\u1ed1ng.<\/em><\/li>\n<li><em>S\u1ed1 ti\u1ec1n \u0111\u1ec1n b\u00f9 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ebd t\u01b0\u01a1ng \u1ee9ng v\u1edbi ph\u00ed b\u1ea3o hi\u1ec3m m\u00e0 ng\u01b0\u1eddi tham gia n\u1ed9p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/em>.<\/li>\n<\/ul>\n<p>Nh\u01b0 v\u1eady, khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, t\u1ee9c l\u00e0 b\u1ea1n \u0111\u00e3\u00a0<strong>t\u1ef1 t\u00ecm ra cho m\u00ecnh m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1 b\u1ea3o v\u1ec7 v\u00e0 t\u00ed\u1ebft ki\u1ec7m ti\u1ec1n c\u00f3 khoa h\u1ecdc<\/strong>.<br \/>\nSau khi hi\u1ec3u r\u00f5 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 v\u00e0 t\u00edch tr\u1eef cho b\u1ea3n th\u00e2n, gia \u0111\u00ecnh ng\u01b0\u1eddi tham gia th\u00ec r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi l\u1ea1i c\u00f3 nhu c\u1ea7u mua b\u1ea3o hi\u1ec3m. Nh\u01b0ng m\u1ed9t th\u1ef1c t\u1ebf \u0111\u1eb7t ra l\u00e0, c\u00f3 nhi\u1ec1u n\u01a1i b\u00e1n b\u1ea3o hi\u1ec3m nh\u01b0 v\u1eady, th\u00ec n\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4ng ty n\u00e0o?<\/p>\n<h2><span id=\"Nen_mua_bao_hiem_nhan_tho_cua_cong_ty_nao\">N\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4ng ty n\u00e0o?<\/span><\/h2>\n<figure id=\"attachment_1553\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-237\" src=\"http:\/\/baohiemtoiyeu.com\/wp-content\/uploads\/2018\/01\/nen-chon-mua-bao-hiem-cong-ty-nao.jpg\" alt=\"\" width=\"645\" height=\"363\" srcset=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/nen-chon-mua-bao-hiem-cong-ty-nao.jpg 645w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/nen-chon-mua-bao-hiem-cong-ty-nao-300x169.jpg 300w\" sizes=\"(max-width: 645px) 100vw, 645px\" \/><figcaption class=\"wp-caption-text\">Ti\u00eau ch\u00ed ch\u1ecdn l\u1ef1a l\u00e0: C\u00f4ng ty uy t\u00edn, S\u1ea3n ph\u1ea9m t\u1ed1t, Gi\u1ea3i quy\u1ebft quy\u1ec1n l\u1ee3i nhanh<\/figcaption><\/figure>\n<p>N\u1ebfu b\u1ea1n c\u00f2n \u0111ang b\u0103n kho\u0103n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y th\u00ec b\u1ea1n kh\u00f4ng n\u00ean ng\u1ea7n ng\u1ea1i g\u00ec m\u00e0 h\u00e3y t\u00ecm ngay \u0111\u1ebfn b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Manulife \u2013 c\u00f4ng ty nhi\u1ec1u n\u0103m \u0111\u01b0\u1ee3c vinh danh l\u00e0 Top 1 v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m v\u00e0 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng. K\u1ec3 t\u1eeb khi xu\u1ea5t hi\u1ec7n \u1edf Vi\u1ec7t Nam (1999), Manulife \u0111\u00e3 nhanh ch\u00f3ng x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c th\u01b0\u01a1ng hi\u1ec7u v\u00e0 tr\u1edf th\u00e0nh n\u01a1i g\u1eedi g\u1eafm ni\u1ec1m tin c\u1ee7a nhi\u1ec1u kh\u00e1ch h\u00e0ng.<br \/>\nN\u1ebfu b\u1ea1n mu\u1ed1n c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng nh\u1ea5t khi\u00a0<strong>t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong>\u00a0th\u00ec c\u00e1c t\u01b0 v\u1ea5n vi\u00ean c\u1ee7a Manulife s\u1ebd s\u1eb5n s\u00e0ng gi\u1ea3i \u0111\u00e1p t\u1eadn t\u00ecnh. V\u00ec v\u1eady b\u1ea1n \u0111\u1eebng n\u00ean b\u0103n kho\u0103n qu\u00e1 nhi\u1ec1u v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u00e9.<br \/>\nKhi \u0111\u00e3 t\u00ecm \u0111\u01b0\u1ee3c \u0111\u1ecba ch\u1ec9 uy t\u00edn \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd r\u1ed3i, nh\u01b0ng \u0111\u1ec3 tr\u00e1nh b\u1ecb l\u1eeba ho\u1eb7c b\u1ecb k\u1ebb x\u1ea5u l\u1ee3i d\u1ee5ng th\u00ec b\u1ea1n n\u00ean tham kh\u1ea3o n\u1ed9i dung sau \u0111\u00e2y:<\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"Nhung_luu_y_khi_tham_gia_bao_hiem_nhan_tho\">Nh\u1eefng l\u01b0u \u00fd khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-238\" src=\"http:\/\/baohiemtoiyeu.com\/wp-content\/uploads\/2018\/01\/nhung-luu-y-khi-mua-bao-hiem-nhan-tho.jpg\" alt=\"\" width=\"640\" height=\"480\" srcset=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/nhung-luu-y-khi-mua-bao-hiem-nhan-tho.jpg 640w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/nhung-luu-y-khi-mua-bao-hiem-nhan-tho-300x225.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<ul>\n<li>T\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c quy\u1ec1n l\u1ee3i, \u0111i\u1ec1u kho\u1ea3n tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng.<\/li>\n<li>Khai th\u00f4ng tin ch\u00ednh x\u00e1c, nh\u1ea5t l\u00e0 b\u1ea3ng c\u00e2u h\u1ecfi v\u1ec1 s\u1ee9c kh\u1ecfe.<\/li>\n<li>Ph\u1ea3i \u0111\u1ecdc v\u00e0 h\u1ecfi \u0111\u1ec3 l\u00e0m r\u00f5 c\u00e1c quy \u0111\u1ecbnh, \u0111i\u1ec1u kho\u1ea3n\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u00a0trong\u00a0th\u1eddi gian xem x\u00e9t.<\/li>\n<li>N\u00ean ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 nhi\u1ec1u quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c &amp; t\u1ed1c \u0111\u1ed9 chi tr\u1ea3 quy\u1ec1n l\u1ee3i nhanh.<\/li>\n<li>L\u1ef1a ch\u1ecdn ng\u01b0\u1eddi \u0111\u1ea1i l\u00fd chuy\u00ean nghi\u1ec7p, c\u00f3 kh\u1ea3 n\u0103ng t\u01b0 v\u1ea5n &amp; thuy\u1ebft ph\u1ee5c.<\/li>\n<li><strong>Ch\u1ec9 n\u1ed9p ti\u1ec1n khi c\u00f3 phi\u1ebfu thu<\/strong>, kh\u00f4ng \u0111\u01b0a ti\u1ec1n cho c\u00e1c\u00a0<strong>\u0111\u1ea1i l\u00fd c\u00f3 d\u1ea5u hi\u1ec7u kh\u00f4ng trung th\u1ef1c<\/strong>.<\/li>\n<\/ul>\n<p>Ngo\u00e0i ra b\u1ea1n c\u0169ng n\u00ean tham kh\u1ea3o kinh nghi\u1ec7m t\u1eeb\u00a05 sai l\u1ea7m ph\u1ed5 bi\u1ebfn khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t\u00a0\u0111\u1ec3 hi\u1ec3u bi\u1ebft th\u00eam b\u1ea1n nh\u00e9.<\/p>\n<p>Qua 3 v\u1ea5n \u0111\u1ec1 n\u00eau tr\u00ean, hi v\u1ecdng r\u1eb1ng b\u1ea1n \u0111\u00e3 bi\u1ebft nh\u1eefng th\u1ee9 c\u01a1 b\u1ea3n nh\u1ea5t khi t\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd r\u1ed3i \u0111\u00fang kh\u00f4ng?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u1ed9i dung ch&iacute;nh1 V\u1eady, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?2 N\u00ean mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u1ee7a c\u00f4ng ty n\u00e0o?3 &hellip; <a class=\"link-more\" href=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=226\" class=\"more-link\">\u0110\u1ecdc th\u00eam &raquo;<span class=\"screen-reader-text\"> &#8220;T\u00ecm hi\u1ec3u v\u1ec1 B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd \u2013 3 \u0111i\u1ec1u \u0111\u01a1n gi\u1ea3n nh\u01b0ng \u00edt ng\u01b0\u1eddi bi\u1ebft&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":236,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[35,2],"tags":[],"_links":{"self":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/226"}],"collection":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=226"}],"version-history":[{"count":1,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/226\/revisions"}],"predecessor-version":[{"id":239,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/226\/revisions\/239"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/media\/236"}],"wp:attachment":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}