{"id":278,"date":"2018-01-31T17:38:26","date_gmt":"2018-01-31T10:38:26","guid":{"rendered":"http:\/\/baohiemtoiyeu.com\/?p=278"},"modified":"2018-01-31T17:38:26","modified_gmt":"2018-01-31T10:38:26","slug":"luat-kinh-doanh-bao-hiem-nhung-dieu-can-biet","status":"publish","type":"post","link":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=278","title":{"rendered":"Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m \u2013 Nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft"},"content":{"rendered":"<div id=\"toc_container\" class=\"toc_wrap_right toc_light_blue no_bullets\"><p class=\"toc_title\">N\u1ed9i dung ch&iacute;nh<\/p><ul class=\"toc_list\"><li><a href=\"#Luat_kinh_doanh_bao_hiem_nhan_tho_la_gi\"><span class=\"toc_number toc_depth_1\">1<\/span> Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?<\/a><\/li><li><a href=\"#Mot_so_dieu_co_ban_can_biet_trong_luat_kinh_doanh_bao_hiem_nhan_tho\"><span class=\"toc_number toc_depth_1\">2<\/span> M\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u01a1 b\u1ea3n c\u1ea7n bi\u1ebft trong lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><li><a href=\"#Nguoi_thu_huong_bao_hiem\"><span class=\"toc_number toc_depth_1\">3<\/span> Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m<\/a><\/li><\/ul><\/div>\n<p>Ch\u1eafc ch\u1eafn kh\u00f4ng ch\u1ec9 nh\u1eefng ng\u01b0\u1eddi l\u00e0m trong ngh\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ho\u1eb7c h\u1ecdc v\u1ec1 b\u1ea3o hi\u1ec3m m\u1edbi quan t\u00e2m \u0111\u1ebfn\u00a0<b>lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/b>\u00a0m\u00e0 ngay c\u1ea3 nh\u1eefng ng\u01b0\u1eddi b\u00ecnh th\u01b0\u1eddng khi c\u00f3 nhu c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m th\u00ec c\u0169ng r\u1ea5t mu\u1ed1n t\u00ecm hi\u1ec3u v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. M\u1ed9t v\u00e0i chia s\u1ebb d\u01b0\u1edbi \u0111\u00e2y hy v\u1ecdng s\u1ebd h\u1eefu \u00edch cho nh\u1eefng ng\u01b0\u1eddi quan t\u00e2m \u0111\u1ebfn\u00a0<b>lu\u1eadt b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.<\/b><\/p>\n<h2><span id=\"Luat_kinh_doanh_bao_hiem_nhan_tho_la_gi\">Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?<\/span><\/h2>\n<p>\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o cho vi\u1ec7c kinh doanh b\u1ea3o hi\u1ec3m \u0111\u00fang v\u1edbi b\u1ea3n ch\u1ea5t c\u1ee7a n\u00f3 v\u00e0 kh\u00f4ng n\u1eb1m ngo\u00e0i c\u00e1c quy ph\u1ea1m ph\u00e1p lu\u1eadt c\u0169ng nh\u01b0 quy ph\u1ea1m \u0111\u1ea1o \u0111\u1ee9c x\u00e3 h\u1ed9i th\u00ec B\u1ed9 t\u00e0i ch\u00ednh \u0111\u00e3 ban h\u00e0nh m\u1ed9t b\u1ed9 lu\u1eadt \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0\u00a0<b>lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/b>. B\u1ea1n c\u00f3 th\u1ec3 hi\u1ec3u m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n nh\u1ea5t lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt, bao g\u1ed3m nh\u1eefng \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 vi\u1ec7c kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, n\u1ebfu vi ph\u1ea1m nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y th\u00ec c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n li\u00ean quan s\u1ebd ph\u1ea3i ch\u1ecbu c\u00e1c h\u00ecnh th\u1ee9c x\u1eed l\u00fd t\u01b0\u01a1ng \u1ee9ng tr\u01b0\u1edbc ph\u00e1p lu\u1eadt.<\/p>\n<h2><span id=\"Mot_so_dieu_co_ban_can_biet_trong_luat_kinh_doanh_bao_hiem_nhan_tho\">M\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u01a1 b\u1ea3n c\u1ea7n bi\u1ebft trong lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/span><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-280\" src=\"http:\/\/baohiemtoiyeu.com\/wp-content\/uploads\/2018\/01\/mot-so-dieu-co-ban-trong-luat-kinh-doanh-bao-hiem-z.jpg\" alt=\"\" width=\"445\" height=\"266\" srcset=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/mot-so-dieu-co-ban-trong-luat-kinh-doanh-bao-hiem-z.jpg 445w, https:\/\/c301-baohiemtoiyeu.com-vn.net\/wp-content\/uploads\/2018\/01\/mot-so-dieu-co-ban-trong-luat-kinh-doanh-bao-hiem-z-300x179.jpg 300w\" sizes=\"(max-width: 445px) 100vw, 445px\" \/><\/p>\n<p>N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi l\u00e0m vi\u1ec7c li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m, v\u00e0 mu\u1ed1n tr\u1edf th\u00e0nh ng\u01b0\u1eddi kinh doanh b\u1ea3o hi\u1ec3m th\u00e0nh c\u00f4ng th\u00ec b\u1ea1n n\u00ean bi\u1ebft nh\u1eefng \u0111i\u1ec1u c\u01a1 b\u1ea3n v\u1ec1\u00a0<b>lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/b>\u00a0nh\u01b0 sau:<\/p>\n<p>V\u1ec1 nguy\u00ean t\u1eafc ho\u1ea1t \u0111\u1ed9ng c\u01a1 b\u1ea3n(\u0110i\u1ec1u 6 Lu\u1eadt s\u1ed1 24\/2000\/QH10 c\u1ee7a Qu\u1ed1c h\u1ed9i: Kinh doanh B\u1ea3o hi\u1ec3m):<\/p>\n<ul>\n<li>T\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m t\u1ea1i doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ho\u1ea1t \u0111\u1ed9ng \u1edf Vi\u1ec7t Nam.<\/li>\n<li>Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ea3o \u0111\u1ea3m c\u00e1c y\u00eau c\u1ea7u v\u1ec1 t\u00e0i ch\u00ednh \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c cam k\u1ebft c\u1ee7a m\u00ecnh \u0111\u1ed1i v\u1edbi b\u00ean mua b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<p>V\u1ec1 t\u00e1i b\u1ea3o hi\u1ec3m (\u0111i\u1ec1u 9 Lu\u1eadt s\u1ed1 24\/2000\/QH10 c\u1ee7a Qu\u1ed1c h\u1ed9i: Kinh doanh B\u1ea3o hi\u1ec3m):<\/p>\n<ul>\n<li>Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u00e1i b\u1ea3o hi\u1ec3m cho c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00e1c, k\u1ec3 c\u1ea3 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/li>\n<\/ul>\n<ul>\n<li>Trong tr\u01b0\u1eddng h\u1ee3p t\u00e1i b\u1ea3o hi\u1ec3m cho c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u1edf n\u01b0\u1edbc ngo\u00e0i, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i t\u00e1i b\u1ea3o hi\u1ec3m m\u1ed9t ph\u1ea7n tr\u00e1ch nhi\u1ec7m \u0111\u00e3 nh\u1eadn b\u1ea3o hi\u1ec3m cho doanh nghi\u1ec7p kinh doanh t\u00e1i b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc theo quy \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7.<\/li>\n<\/ul>\n<p>Ngo\u00e0i ra b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u chi ti\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n n\u00e0y trong Lu\u1eadt s\u1ed1 24\/2000\/QH10 c\u1ee7a Qu\u1ed1c h\u1ed9i.<\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"Nguoi_thu_huong_bao_hiem\">Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m<\/span><\/h2>\n<p>\u0110\u00e2y c\u0169ng l\u00e0 v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd quan t\u00e2m. Trong\u00a0<b>lu\u1eadt b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/b>\u00a0\u0111\u00e3 c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n ghi r\u1ea5t r\u00f5 v\u1ec1\u00a0<b>ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m.\u00a0<\/b>Khi b\u1eaft \u0111\u1ea7u \u0111i \u0111\u1ebfn vi\u1ec7c ho\u00e0n th\u00e0nh h\u1ee3p \u0111\u1ed3ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u01b0\u1eddi t\u01b0 v\u1ea5n s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n l\u00e0m th\u1ee7 t\u1ee5c \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea3o hi\u1ec3m sau n\u00e0y, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ec9 \u0111\u1ecbnh b\u1ea5t k\u1ef3 ai l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng theo \u00fd mu\u1ed1n, v\u00e0 h\u1ecd c\u0169ng ho\u00e0n to\u00e0n c\u00f3 quy\u1ec1n thay \u0111\u1ed5i t\u00ean ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng b\u1ea5t k\u1ef3 l\u00fac n\u00e0o.<\/p>\n<p>Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn ho\u00e0n to\u00e0n s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng c\u0169ng nh\u01b0 l\u00e3i xu\u1ea5t trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f2n n\u1eefa. V\u00ec v\u1eady m\u1ed9t l\u1eddi khuy\u00ean d\u00e0nh cho ng\u01b0\u1eddi c\u00f3 \u00fd \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 ph\u1ea3i suy ngh\u0129 k\u1ef9 xem ai s\u1ebd l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng tr\u01b0\u1edbc khi k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng. \u0110\u1ec3 tr\u00e1nh r\u1eafc r\u1ed1i trong qu\u00e1 tr\u00ecnh nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u00ec m\u1ecdi ng\u01b0\u1eddi n\u00ean tham kh\u1ea3o th\u1eadt k\u1ef9 quy tr\u00ecnh nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng \u0111\u1ec3 kh\u00f4ng b\u1ecb m\u1ea5t quy\u1ec1n l\u1ee3i.<\/p>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n v\u00e0 c\u1ea7n thi\u1ebft m\u00e0 b\u1ea1n n\u00ean bi\u1ebft v\u1ec1\u00a0<b>lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/b>. Tr\u01b0\u1edbc khi tham gia b\u1ea3o hi\u1ec3m h\u00e3y t\u00ecm hi\u1ec3u th\u1eadt k\u1ef9 v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u1ed9i dung ch&iacute;nh1 Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?2 M\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u01a1 b\u1ea3n c\u1ea7n bi\u1ebft trong &hellip; <a class=\"link-more\" href=\"https:\/\/c301-baohiemtoiyeu.com-vn.net\/?p=278\" class=\"more-link\">\u0110\u1ecdc th\u00eam &raquo;<span class=\"screen-reader-text\"> &#8220;Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m \u2013 Nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[35],"tags":[],"_links":{"self":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/278"}],"collection":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=278"}],"version-history":[{"count":1,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/278\/revisions"}],"predecessor-version":[{"id":281,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/posts\/278\/revisions\/281"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=\/wp\/v2\/media\/279"}],"wp:attachment":[{"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/c301-baohiemtoiyeu.com-vn.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}